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Personal Checking With a variety of checking account products, The State Bank has something for everyone. If you are interested in opening up a checking account visit one of our State Bank locations.

Really Free Checking

Get the bank account you need for a price that you will love. The State Bank Really Free Checking offers convenient banking features for free!

Minimum opening balance:  $100
Minimum monthly balance:  None
Monthly maintenance fee:  None

Really Free Checking accounts come with:
  • Free Visa Debit Card
  • Free Online Banking and Mobile Banking
  • Free Bill Payment

To get more information or to set up your account with The State Bank contact us or stop in to one of our local branches for a consultation.

Really Green Checking

Help the environment and your wallet by going green. Really Green Checking is the perfect checking account that waives your monthly fee for using less paper.

Minimum opening balance: $100
Minimum monthly balance: None
Monthly maintenance fee: $15.00*

Really Green Checking accounts come with:
  • Free Visa Debit Card
  • Free Online Banking and Mobile Banking
  • Free Bill Payment
Additional Account Benefits:
  • First 4 ATM Fees free per month, per card
  • No $2 foreign ATM fee
Account Requirements:
  • Required: 1 Bill Payment/month
  • 10+ PINless debit card transactions
  • Maximum of 3 written checks
  • Sign up for eStatements

*Monthly maintenance fee will be waived if all requirements are met for 3 consecutive statement cycles. If requirements are not met, account must be converted to a Free Checking Account.

To get more information or to set up your account with The State Bank contact us or stop in to one of our local branches for a consultation.

Really Rewards Checking

Looking for an account that rewards you for making purchases? With Premium Interest Rates, Debit Card Rewards and Free ATM withdrawal fees - You will love our Really Rewards Checking account!

Minimum opening balance: $5,000
Maintain average daily balance: $5,000
Monthly maintenance fee: None

Really Rewards Checking accounts come with:
  • Free Visa Debit Card
  • Free Online Banking and Mobile Banking
  • Free Bill Payment
Additional Account Benefits:
  • Tiered Interest Rate*
  • $0 - $25,000 = 1.00%/1.00%APY
  • $25,001+= .10%/.10% APY
  • First 4 Non-State Bank ATM transactions free per month
  • Debit Cards Rewards**
Account Requirements:
  • 10 or more PINless debit card transaction each month
  • 3 or less checks written each month
  • eStatements required

*Disclosure: The interest rate for the account will be paid on the portion of balances between the following tiers: $0.00 - $25,000 = 1.00%/1.00% APY , $25,001+ = .10%/0.10% APY. (APY = annual percentage yield).  Variable rate. Interest rate effective 7/15/15.

**Debit Card Rewards are offered through the UChoose Rewards program and are limited to 1 point for every $2.00 spent by signing for purchase. If PIN is entered during a transaction, points are not earned. If merchant asks for PIN to be entered consumer must request “Credit”. Redemption of points can be used on merchandise and gift certificates at uchooserewards.com

To get more information or to set up your account with The State Bank contact us or stop in to one of our local branches for a consultation.

Smart Decisions

Let The State Bank help you make 'Smart Decisions' with your finances.

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Download Our Mobile App

  • View account balances
  • View transaction history
  • Transfer funds between accounts
  • Pay your bills
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