Stay Connected
ClickSWITCH Live Chat

Personal Checking At The State Bank you can truly have it all when it comes to your checking account  – rate, rewards, and more! Open an account online or stop by one of our locations to pick your perfect account.

 

 

Online Account Opening

No time to stop into a branch to open a checking or savings account?  No problem!
Click here to begin online!

Kasasa Cash Checking

Checking accounts don't have to be boring! Kasasa is the checking account that pays you for banking with us. Earn premium interest rewards and ATM fee refunds through your qualified monthly activity. Link to a Kasasa Saver to unlock additional savings potential!

Monthly maintenance fee: $0
Minimum Balance: $0
Minimum Opening Deposit: $25

Kasasa Cash Checking accounts come with:
  • Earn 2.50% APY* on balances up to $50,000
  • 2.50% to 0.93% APY on balances over $50,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Up to $25 in ATM fee refunds*
  • Free Online and Mobile Banking
  • Free Debit Card

 

Click here to open your account online, or stop in to one of our local branches to let us help you find your perfect checking account.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions (i.e. consumer to consumer, Popmoney®), and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Cycle” or “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Qualifications for Interest and ATM Reward: (1) Minimum of 12 debit card transactions that post and settle to your Free Kasasa Cash Account during the monthly qualification cycle. (2) Sign up for and Access Online Banking each monthly qualification cycle. (3) Sign up for and receive electronic statements. 

Reward Information: When your Free Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $50,000 receive APY of 2.50%; and balances over $50,000 earn 0.15% interest rate on the portion of balance over $50,000, resulting in a range from 2.50% to 0.93% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Free Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded*.  Interest and ATM withdrawal fee reimbursements will be credited to your Free Kasasa Cash account on the last business day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 05/01/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. 

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  Enrollment in online banking, receipt of electronic statements, and conducting POS transactions with a State Bank debit card are conditions of this account and are required to meet some of the account’s qualifications.  Limit 1 account per social security number / individual taxpayer identification number.  Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. The State Bank, Member FDIC.  Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash Back Checking

Be rewarded with Kasasa Cash Back Checking! This checking account offers you 4% Cash Back – up to $10 per month - on purchases up to $250*. Link to a Kasasa Saver to unlock additional savings potential!

Monthly maintenance fee: $0
Minimum Balance: $0
Minimum Opening Deposit: $25

Kasasa Cash Back Checking accounts come with:
  • Up to $25 in ATM fee refunds*
  • 4% cash back on up to a total of $250 point of sale purchases, which can earn you up to $10 per month*
  • Free Online and Mobile Banking
  • Free Debit Card

Click here to open your account online, or stop in to one of our local branches to let us help you find your perfect checking account.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions (i.e. consumer to consumer, Popmoney®), and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Cycle” or “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Qualifications for Interest, Cash Back, and ATM Reward: (1) Minimum of 12 debit card transactions that post and settle to your Free Kasasa Cash or Cash Back Account during the monthly qualification cycle. (2) Sign up for and Access Online Banking each monthly qualification cycle. (3) Sign up for and receive electronic statements. 

Reward Information: When your Free Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, you receive 4% cash back on debit card purchases that post and settle to the account during monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. 

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  Enrollment in online banking, receipt of electronic statements, and conducting POS transactions with a State Bank debit card are conditions of this account and are required to meet some of the account’s qualifications.  Limit 1 account per social security number / individual taxpayer identification number.  Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. The State Bank, Member FDIC.  Kasasa,  Kasasa Cash, and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Tunes Checking

With Kasasa Tunes Checking not only do you get great benefits, but you also get rewarded with Digital Credit Rewards.

Monthly maintenance fee: $0
Minimum Balance: $0
Minimum Opening Deposit: $25

Kasasa Tunes Checking accounts come with:
  • Earn $10 in refunds for iTunes®, Amazon®, or Google Play™ purchases every month*
  • Get $20 in refunds for iTunes, Amazon, or Google Play purchases when you open your account*
  • Up to $25 in ATM fee refunds*
  • Free Online and Mobile Banking
  • Free Debit Card

To get more information or to set up your account with The State Bank contact us or stop in to one of our local branches for a consultation.

 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions (i.e. consumer to consumer, Popmoney®), and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Cycle” or “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Qualifications for Interest and ATM Reward: (1) Minimum of 12 debit card transactions that post and settle to your Free Kasasa Account during the monthly qualification cycle. (2) Sign up for and Access Online Banking each monthly qualification cycle. (3) Sign up for and receive electronic statements. 

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  Enrollment in online banking, receipt of electronic statements, and conducting POS transactions with a State Bank debit card are conditions of this account and are required to meet some of the account’s qualifications.  Limit 1 account per social security number / individual taxpayer identification number.  Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. The State Bank, Member FDIC.  Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Are you looking for a checking account but don't need all the benefits provided by Kasasa?

To get more information about our InControl checking account or to set up your account with The State Bank contact us or stop in to one of our local branches for a consultation

 

Smart Decisions

 

Let The State Bank help you make 'Smart Decisions' with your finances.

 

Learn More

Download Our Mobile App

  • View account balances
  • View transaction history
  • Transfer funds between accounts
  • Pay your bills
Explore Bank-Owned Properties