Personal Checking With a variety of checking account products, The State Bank has something for everyone. If you are interested in opening up a checking account visit one of our State Bank locations.

How do checking acccounts work?

 

 

Online Account Opening

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Free Kasasa Cash Checking

Checking accounts don't have to be boring! Kasasa is the free checking account that pays you for banking with us. Earn premium interest rewards and ATM fee refunds through your qualified monthly activity.

Monthly maintenance fee: $0
Minimum Opening Deposit: $25

Kasasa Cash Checking accounts come with:
  • Earn 2.50% APY* on balances up to $50,000
  • 2.50% to 0.93% APY on balances over $50,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Free Online and Mobile Banking
  • Free Debit Card
Additional Account Benefits:
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*

To get more information or to set up your account with The State Bank contact us or stop in to one of our local branches for a consultation.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions (i.e. consumer to consumer, Popmoney®), and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Cycle” or “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Qualifications for Interest and ATM Reward: (1) Minimum of 12 debit card transactions that post and settle to your Free Kasasa Cash Account during the monthly qualification cycle. (2) Sign up for and Access Online Banking each monthly qualification cycle. (3) Sign up for and receive electronic statements. 

Reward Information: When your Free Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $50,000 receive APY of 2.50%; and balances over $50,000 earn 0.15% interest rate on the portion of balance over $50,000, resulting in a range from 2.50% to 0.93% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Free Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded*.  Interest and ATM withdrawal fee reimbursements will be credited to your Free Kasasa Cash account on the last business day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 05/01/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. 

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  Enrollment in online banking, receipt of electronic statements, and conducting POS transactions with a State Bank debit card are conditions of this account and are required to meet some of the account’s qualifications.  Limit 1 account per social security number / individual taxpayer identification number.  Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. The State Bank, Member FDIC.  Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Free Kasasa Tunes Checking

With Kasasa Tunes Checking not only do you get all the benefits of a free checking account but you also get rewarded with Digital Credit Rewards.

Monthly maintenance fee: $0
Minimum Opening Deposit: $25

Kasasa Cash Checking accounts come with:
  • Earn $10 in refunds for iTunes®, Amazon®, or Google Play™ purchases every month*
  • Get $20 in refunds for iTunes, Amazon, or Google Play purchases when you open your account*
  • Free Online and Mobile Banking
  • Free Debit Card
Additional Account Benefits:
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*

To get more information or to set up your account with The State Bank contact us or stop in to one of our local branches for a consultation.

 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions (i.e. consumer to consumer, Popmoney®), and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Cycle” or “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Qualifications for Interest and ATM Reward: (1) Minimum of 12 debit card transactions that post and settle to your Free Kasasa Cash Account during the monthly qualification cycle. (2) Sign up for and Access Online Banking each monthly qualification cycle. (3) Sign up for and receive electronic statements. 

Reward Information: When your Free Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $50,000 receive APY of 2.50%; and balances over $50,000 earn 0.15% interest rate on the portion of balance over $50,000, resulting in a range from 2.50% to 0.93% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Free Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded*.  Interest and ATM withdrawal fee reimbursements will be credited to your Free Kasasa Cash account on the last business day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 05/01/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. 

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  Enrollment in online banking, receipt of electronic statements, and conducting POS transactions with a State Bank debit card are conditions of this account and are required to meet some of the account’s qualifications.  Limit 1 account per social security number / individual taxpayer identification number.  Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. The State Bank, Member FDIC.  Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Are you looking for a checking account but don't need all the benefits provided by Kasasa?

To get more information about our InControl checking account or to set up your account with The State Bank contact us or stop in to one of our local branches for a consultation

 

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