Current Rates Our rates are posted as a convenience to you when making financial decisions. Realize rates are subject to change, when in doubt please Contact Us for more information.

Loan Rates

Type Rate Max Term APR
New Auto 2017 3.49%** 72 mos. 3.665%
Used Auto 2016* 2.99%** 60 mos. 3.196%
Marine ($20,000 & over) 5.50%*** 60 mos. 5.55%
Travel Trailers ($10,000 & over) 7.50%*** 60 mos. 7.86%


Rates are tiered based on year of vehicle
** Annual Percentage Rate ( APR) calculation based on $10,000 (new or used) loan amount. Rate discount requires auto deduction of loan payment from State Bank account and direct deposit into a State Bank account. View Additional Disclosures
*** Annual percentage rate (APR) calculation based on $20,000 loan amount.

Rates effective as of 4/16/2018. Rates subject to change at any time.

Certificate Of Deposit / IRA Specials

CD Term Rate APY Opening Balance
16 Month (New Money Only) 1.99% 2.00% $500.00
24 Month (New Money Only) 2.48% 2.50% $500.00


*APY - Annual Percentage Yield. Annual percentage yields subject to
change without notice. Penalty for early withdrawal.

Certificate Of Deposit / IRA Relationship Rates

CD Term APY Rate Minimum Balance
12 Month .75% .75% $500.00
24 Month 1.05% 1.05% $500.00
36 Month 1.30% 1.29% $500.00


*APY - Annual Percentage Yield. Annual percentage yields subject to
change without notice. Penalty for early withdrawal.
To obtain this special rate you must contact a bank representative.
*Active Checking Account Required

Certificate of Deposit / IRA Rates

TERM for COD & IRA APY Rate Minimum Balance
7-31 days .05% .05% $20,000
32 - 90 days .05% .05% $10,000
91- 181 days .05% .05% $2,500
182 - 364 days .05% .05% $500
12 - 23 months .10% .10% $500
24- 35 months .15% .15% $500
36 - 47 months .35% .35% $500
48 - 59 months .35% .35% $500
60 months .65% .65% $500


*APY - Annual Percentage Yield. Annual percentage yields subject to
change without notice. Penalty for early withdrawal.

Deposit Account Rates

Account APY Rate Minimum Balance
Prosperity Savings ** (Personal/Business) 0.01% Tiered $0 - $2,500
Prosperity Savings ** (Personal/Business) .15% Tiered $20,001 +
Statement Savings .05% .05% $100
Moola Moola Savings Account .05% .05% $0-$9,999


* APY- Annual Percentage Yield
** This is a variable interest rate account and rate may change after
account opening. Fees may reduce earnings on the account.

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