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Current Rates Our rates are posted as a convenience to you when making financial decisions. Realize rates are subject to change, when in doubt please Contact Us for more information.

Certificate Of Deposit / IRA Specials

CD Term Rate APY* Opening Balance
12 Month 2.23% 2.25% $500
24 Month 2.48% 2.50% $500
36 Month 2.58% 2.60% $500
48 Month 2.67% 2.70% $500
60 Month 2.72% 2.75% $500


*APY - Annual Percentage Yield. Annual percentage yields subject to change without notice. Penalty for early withdrawal.

Certificate of Deposit / IRA Rates

CD Term Rate APY* Opening Balance
7-31 Day Fixed Rate .05% .05% $20,000
32 - 90 Day Fixed Rate .05% .05% $10,000
91- 181 Day Fixed Rate .05% .05% $500
182 - 364 Day Fixed Rate .05% .05% $500
12 - 23 Month Fixed Rate .10% .10% $500
24- 35 Month Fixed Rate .15% .15% $500
36 - 47 Month Fixed Rate .35% .35% $500
48 - 59 Month Fixed Rate .35% .35% $500
60 Month or More Fixed Rate .65% .65% $500


*APY - Annual Percentage Yield. Annual percentage yields subject to change without notice. Penalty for early withdrawal.

Deposit Account Rates

Savings Account Rate APY* Minimum Balance
Basic Savings .05% .05% $200
Christmas Club/Target .05% .05% N/A
Moola Moola Savings Account .05% .05% N/A
Pinnacle Savings ** Tiered Tiered $25,000
Prosperity Savings ** Tiered Tiered $25,000


* APY- Annual Percentage Yield
** This is a variable interest rate account and rate may change after account opening. Fees may reduce earnings on the account.

Pinnacle Savings Tiers

Account Balance Rate APY*
$0.01-$249,999 .25% .01-0.25%
$250,000-$499,999 .50% .25%-0.38%
$500,000-$749,999 .75% .38%-0.50%
$750,000-$999,999 1.00% .50%-0.63%
$1,000,000 1.25% .63-0.94%

*APY - Annual Percentage Yield. Annual percentage yields subject to change without notice.

Prosperity Account Tiers

Account Balance Rate APY*
$0.01-$2,5000 .01% .01%
$2,501-$5,000 .01% .01%
$5,001-$10,000 .05% .05%
$10,001-$15,000 .05% .05%
$15,001-$20,000 .10% .10%
$20,001+ .15% .15%

*APY - Annual Percentage Yield. Annual percentage yields subject to change without notice.

Kasasa Saver Account Rates

Balance Tier Rate APY*
$0-$100,000 1.00% 1.00%
$100,000 and Above .15% 1.00%-.58%


* APY- Annual Percentage Yield
If qualifications are not met for the current Monthly Qualification Cycle, then the interest rate paid on the entire balance will be 0.05% with an annual percentage yield of 0.05%.

Kasasa Cash Account Rates

The interest rate is variable and depends on the applicable tier below and will be paid when the qualifications aremet for the current Monthly Qualification Cycle.Interest rates are accurate as of 5/1/2018.

Balance Tier Rate APY*
$0-$50,000 2.47% 2.50%
$50,000.01 and Above .15% 2.50%-.26%

* APY- Annual Percentage Yield

If qualifications are not met for the current Monthly Qualification Cycle, then the interest rate paid on the entire balance will be 0.05% with an annual percentage yield of 0.05%.

Loan Rates

Type Rate Max Term APR
New Auto 2018/19 3.99%* 72 mos. 4.162%
New Auto 2018/19 3.49%* 60 mos. 3.692%


Annual Percentage Rate ( APR) calculation based on $10,000 (new or used) loan amount. Rate discount requires auto deduction of loan payment from State Bank account and direct deposit into a State Bank account. View Additional Disclosures

Rates effective as of 6/12/2019. Rates subject to change at any time.

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