Personal Savings Security means feeling safe financially, and we take that very seriously at The State Bank. We want to be your financial partner for life, which is why we work with you to ensure that you have financial security now and for the future.

 

 

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Basic Savings

How Do Savings Accounts Work?

The unexpected happens. Take advantage of our most popular savings account to ensure that you will be financially prepared for anything that may cross your path.

Minimum Balance:  $200
Maintenance Fee:  $9 Quarterly*
Withdrawal Details: First 15 No Charge**

Basic Savings accounts come with:
  • Unlimited Deposits
  • Interest Compounded Quarterly

*If account is above account minimum fee is waived.
**Additional withdrawals that are made will have a fee of $1 per transaction.

Moola Moola Savings

Let the money you earn doing chores grow into money that can be used for a trip after graduation or books for college. The State Bank Moola Moola account was created to let children, under 18 years of age, earn interest on their money with just $10.

Minimum Opening Balance:  $10
Minimum Balance:  None
Maintenance Fee:  None

Moola Moola Savings accounts come with:
  • Unlimited Deposits
  • Interest Compounded Quarterly

To get more information or to set up your account with The State Bank contact us or stop in to one of our local branches for a consultation.

To get more information or to set up your account with The State Bank contact us or stop in to one of our local branches for a consultation.

Target Savings Account

Are you saving for something special? Our Target Savings Account lets you pick your goal amount, weekly payments and maturity date to help you save for Christmas presents or a new car. Set up payments to be automatically deducted from your checking account and earn even more interest!

Minimum Opening Balance:  $10
Minimum Balance:  None

Target Savings accounts come with:
  • Unlimited Deposits
  • Interest Compounded Annually
    Choose From:
    • Christmas Club Target Savings Account - Matures on October 27th
    • All Purpose Target Savings Account - Matures on last business day of the month you select

To get more information or to set up your account with The State Bank contact us or stop in to one of our local branches for a consultation.

Prosperity Money Market Accounts

Get more from your savings account with The State Bank Prosperity Money Market Account. This account requires a higher minimum balance but offers a premium interest rate.

Minimum Balance:  $2,500
Maintenance Fee: $10 Monthly*
Withdrawal Details: Up to 6 per Month**

Prosperity Money Market accounts come with:
  • Unlimited Deposits
  • Premium Interest Rate
  • Interest Compounded Quarterly

*If account is above account minimum fee is waived.
**Withdrawals 1-4 at no cost, 5 & 6 $5/each.

To get more information or to set up a savings account with The State Bank contact us or stop in to one of our local branches for a consultation.

Kasasa Saver

Our Free Kasasa Saver account allows you to save cash automatically when you link your account to your Kasasa Cash Checking account.

Minimum Opening Balance:  $25.00
No Minimum Balance
No Monthly Maintenance Fee
Must have Kasasa Cash Checking Account

  • 1.00% APY - up to $100,000
  • 0.15% APY - over $100,000

Qualifying - You must qualify in Kasasa Cash
Non-Qualifiers - Earn 0.05% APY

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions (i.e. consumer to consumer, Popmoney®), and purchases made with debit cards not issued by our bank.  Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Cycle” or “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. 

Reward Information: When your Free Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last business day of the current statement cycle: Free Kasasa Saver: Balances up to $100,000 receive APY of 1.00%; and balances over $100,000 earn 0.15% interest rate on the portion of balance over $100,000, resulting in a range from 1.00% to 0.58% APY depending on the account’s balance.  Free Kasasa Cash: Balances up to $50,000 receive a non-compounding APY* of 1.00%; and balances over $50,000 earn 0.15% interest rate on the portion of balance over $50,000, resulting in a non-compounding range from 1.00% to 0.58% APY* depending on the account’s balance. You will also receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified.  If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Free Kasasa Cash qualifications are not met, Free Kasasa Saver: All balances earn 0.05% APY.  Free Kasasa Cash: All balances earn a non-compounding APY* of 0.05% and ATM Fees are not refunded*.  When linked to the Free Kasasa Saver account, the interest earned within the Free Kasasa Cash account does not compound since it is automatically transferred to the Free Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Free Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 05/01/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. 

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments and other requirements apply.  Enrollment in online banking, receipt of electronic statements, and conducting POS transactions with a State Bank debit card are conditions of the Free Kasasa Cash account and are required to meet some of the account’s qualifications.  Limit 1 account per social security number / individual taxpayer identification number. A Free Kasasa Cash account is required to have a Free Kasasa Saver account. A linked Free Kasasa Saver account is required for automatic savings. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. The State Bank, Member FDIC. Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

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