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The State Bank and Community State Bank have Joined Together to Serve You Better


Ron Justice, President and CEO, Fentura and The State Bank

John C. Wendling, President and CEO, Community State Bank


Fentura Financial, Inc. (OTCQX:FETM), the holding company for The State Bank, has completed its previously announced acquisition with St. Charles based Community Bancorp, Inc., the holding company for Community State Bank, and will be operating as one company effective December 31, 2016.


Together both banks have provided personalized services to their respective communities for over 194 years.  As locally based community banks, the unique banking needs of the families and businesses in the area have been a primary focus.  This partnership will only strengthen the community ties to create a stronger presence in mid-Michigan for the future.


Approved by both boards of directors on March 24, The State Bank’s acquisition of Community State Bank has grown the company to approximately $680 million in assets, $535 million in loans and $580 million in deposits. The State Bank’s branch offices have doubled to 16 locations, predominately serving mid-Michigan markets. The transaction has strengthened The State Bank’s foothold as the largest Bank headquartered in Genesee County.


“We are excited for the opportunity to partner with an organization that believes, as we do, in the power of true community banking.  The combined solid core deposit base allows us to take advantage of asset growth opportunities in both the acquired markets and our broader market area,” said Ron Justice, President and CEO of Fentura Financial, Inc. and The State Bank.


John Wendling, President and CEO of Community State Bank added, “We are very pleased to be joining with a larger community bank that is committed to delivering a high level of customer service.  We believe that this transaction will be beneficial to our shareholders, customers and employees.  We will now be able to make larger loans and offer additional services to our customers.”


Ronald L. Justice will continue to serve as President and CEO of Fentura Financial, Inc. and The State Bank.  John C. Wendling, Community’s President and CEO will serve as an Officer of The State Bank.


“Many exciting new products and services will be extended to these new markets and we look forward to completing the integration of The State Bank and Community State Bank’s systems in the 2nd quarter of 2017,” Justice said.


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With a variety of checking account products, The State Bank has something for everyone.

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Welcome to our newest, most convenient location – the palm of your hand!  With Mobile Deposit you can capture a photo of your paper check and deposit that check wirelessly into your State Bank accounts.

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The truth is, life is full of transitions. Some are expected. Some are not. And we really wouldn't want it any other way. That's what life is all about. But if we plan, we can make life more comfortable, more predictable...and hopefully, more prosperous. That's where we can help.

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Trust and fiduciary services are provided by The State Bank, with a team devoted to your financial security. We provide discretionary investment management with full investment authority and fiduciary responsibility with fee based arrangements established on the value of your investment portfolio.

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Mortgage Lender

Whether you are buying your first home or your next home The State Bank is here to walk you through the entire process. Our staff offers an exceptional one-on-one experience. No matter what your situation, our team will work with you to select a mortgage solution that fits your exact needs.

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With our unique local knowledge The State Bank is your businesses perfect partner. Because our decisions are made by local people who live and work in your community we can understand exactly what your business needs.

Merchant Services

Take charge of sales opportunities. Process every Credit and Debit card transaction faster and more efficiently. Our Merchant Services gives you the ability to accept nearly all forms of payment from your customers, giving you the competitive edge you need in today’s business world. Receive timely, automatic credit directly to your State Bank account.

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SBA Lending
The State Bank has been named an SBA Preferred Lender by the Small Business Association. We can help you get the funding you need for your business quickly and efficiently.

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Read the Tri-County Times article about our SBA Preferred Lender Status Here

Remote Deposit Capture
Make deposits without having to leave the office. With Remote Deposit Capture from The State Bank you are able to deposit checks electronically. Resulting in less work, increased accuracy, reduced processing costs and increased profits for your business.

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We love to give our business customers a chance to showcase their business. Take the opportunity to promote your business at your local branch and get a mention on our Facebook page.

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It takes money to build a business. Whether your dream is to manage a business out of your home, or to oversee multiple operations across the country, we can help you make that dream a reality. The State Bank offers a variety of short and long term financing options for whatever stage your business is in.

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Growing your business. Managing your money. Realizing your potential. Whatever stage of business you’re in, we have a checking account option designed for you.

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The State Bank prides itself on its work in the community. Whether sponsoring local community events, helping raise funds for local charities, or providing volunteers to help events run smoothly, you can be sure we are here to help our communities prosper.


Our change for kids program has helped raise over $60,000 for local students, helping to provide them with important school supplies and we are excited to expand this program into the local communities of the Community State Bank.

Learn More about Change For Kids


The State Bank is a proud member of the Million Pound Club for the Food Bank of Eastern Michigan. This award is given to organizations that have donated over One Million pounds of food to the Food Bank.

Read the Tri-County Times Article about The State Bank and The Food Bank of Eastern Michigan Here

Community Involvement

The State Bank employees volunteered over 500 hours of time in 2015 to our local communities. Whether helping at fundraisers, participating in community events, or volunteering in our 4 local chambers of commerce, The State Bank loves to help make our communities a better place to live and work in. We are excited to expand this program into the local communities of Community State Bank.

Our fundraising efforts for the United Way were featured in the Tri-County Times last year. Read the article Here

Take a look at some photos of The State Bank in our local Communities: Community Event Photo Galleries

The State Bank has been a part of the Fenton community since 1898. H.B. Latourette, a long-time banker in the area, and four other prominent citizens organized the Commercial Savings Bank of Fenton. They sought to serve the needs of their neighbors and friends, thereby establishing a foundation of trust, a relationship that still exists today.

In 1988, Fentura Financial was created and changed the name of Commercial Savings Bank of Fenton to The State Bank. While our name changed our dedication to establishing strong customer relationships did not.

Today, we also serve the communities of Holly, Linden, Grand Blanc and Brighton. The State Bank prides itself in providing the members of these communities with convenient banking services and the highest level of customer service.

As Genesee County's only community bank, The State Bank is proud to offer a wide array of products and services including an onsite Trust Department and The State Wealth Advisors. As a local community bank we are owned by local shareholders.

As we move to the future we will continue to focus on our heritage while incorporating new technologies. The State Bank will continue to focus on strengthening our relationship with our customers, friends and neighbors who trust us with their finances.

Articles About The State Bank

RonJusticeBlogHeaderRon Justice, President and CEO of The State Bank and Fentura Financial, was recently featured in Onthetown magazine. The article is a fascinating look into Ron who started working at The State Bank as a teller while studying at The University of Michigan - Flint and he has been an employee of the bank for 31 years.

To read the full article click here to visit our blog.

The Trust Department 25th Anniversary

PrintA trust can be a helpful third party when it comes to managing a family’s assets from one generation to another.

The State Bank’s Trust Department has been managing assets for local families for the past 25 years, since their charter to operate a trust department was granted on April 18, 1990.

To read the full article click here to visit our blog.

The State Bank Looks to the Future

The State Bank has a history of more than 100 years of community banking in the local area, but it’s a vision of the future that is creating excitement for The State Bank today.

“We’re excited about the scope of what’s happening in our communities,” said Ron Justice, president and CEO of The State Bank. “We can look across the street at the Cornerstone building and down the street at the Fenton Fire Hall and see very recent examples of our relationship banking.”

To read the full article click here to visit the Tri-County Times website.



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