From the Desk of  David Bishop & Lori Barton:SmartDecision-CreditScore


A good credit score is your passport to competitive interest rates for mortgages, cars, credit card offers, insurance premiums and more. You should check your credit at least annually to ensure that the information on your report is correct and up to date and it will also help you catch signs of identity theft early!


You can check your credit for free at:


To get started on your new loan or mortgage :