Whether you are just starting out or looking to expand, The State Bank has local lending solutions to help you make the most of your business. Local lending means faster funding so you can seize every opportunity that knocks on your door!


The State Bank offers Business Loans, SBA Loans and Commercial Real Estate Loans, each tailored to meet your needs. No matter where your business is headed, The State Bank is here for you.


Business Loans can help with:

  • Equipment Purchases
  • Working Capital Needs
  • Business Acquisitions
  • And More!


Benefits of an SBA Loan:

  • Easier qualifications than conventional loan
  • Lower down payments
  • No balloon payments
  • Longer terms
  • Flexible repayment terms
  • Designed for businesses with collateral that might not meet convention lending standards
  • No advance formula
  • Less covenants
  • Advantages to Veterans


Commercial Real Estate Loans are great for:

  • Owner Occupied
  • Investment Real Estate

Learn more about The State Bank’s business loan programs here.