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Personal HSA. Health Savings Account. Illustration of an orange umbrella protecting dollar bills.

Personal HSA Protect your wallet from unexpected medical expenses by signing up for a Health Savings Account at The State Bank. This account allows you to set aside money with favorable tax treatment.

Minimum opening deposit: $25
Minimum daily balance: $1,000
Maintenance fee: $2 per month*

Health Savings Account Features:
  • No per Check Fees
  • Interest Rates – Variable, Tiered & Compounded Monthly
  • Check Imaging**
Health Savings Account Contribution Limits:


  • Self Only Coverage - $3,450Ɨ
  • Family Coverage - $6,850Ɨ


  • Self Only Coverage - $3,500Ɨ
  • Family Coverage - $7,000Ɨ

*If balance is below $1000 minimum – waived 1st year
**Service charge of $3 per month
Ɨ Amounts adjusted annually for inflation

Want more information about our Health Savings Account? Check out our Health Savings Account on the Learning Page or contact us or stop in to one of our local branches for a consultation.

Smart Decisions


Let The State Bank help you make 'Smart Decisions' with your finances.


Learn More

Download Our Mobile App

  • View account balances
  • View transaction history
  • Transfer funds between accounts
  • Pay your bills

Branch Lobbies Open as Normal

Main | Grand Blanc North | Holly | Linden | Silver Parkway | VGs
Chesaning  | Montrose | New Lothrop | St. Charles | Thomas Township


Branch Lobbies by Appointment Only

Brighton: Call (810) 534-0800, ITM Available
Birch Run: Call (989) 624-6280, Drive Thru Open as Normal


Branch Lobbies Closed

GB South: visit Main,  175 N. Leroy. ITM available.
Burt: visit Birch Run Drive Thru, 8412 Main St. or Chesaning Lobby, 12771 Brady Rd.


ITMs remain open as normal:

M-F 7:00 – 7:00
Sat. 9:00 – 5:00
Sun. 11:00- 3:00