Current Rates

Our Mission is Your Convenience

Our rates are posted as a convenience to you when making financial decisions. Realize rates are subject to change, when in doubt please Contact Us for more information.

Loan Rates

Type
APR
Max Term
Rate

New Auto 2008

7.51%**

60 mos.

7.25%

Used Auto 2006

7.76%**

48 mos.

7.50%

Marine ($25,000 & over)

7.04%***

180 mos.

7.00%

Recreational Vehicles ($25,000 & over)

7.04%***

180 mos.

7.00%

**   Annual Percentage Rate ( APR) calculation based on $20,000(new) $12,000(used) loan amount.
*** Annual percentage rate (APR) calculation based on $35,000 loan amount.

Rates In Effect From 12/31/08 thru 01/07/09

Certificate Of Deposit Rates Specials

CD Term
APY
Rate
Minimum Balance
13 Month 3.00% 2.97% $500.00
2 Year 3.25% 3.21% $500.00
3 Year 3.50% 3.45% $500.00
4 Year 3.75% 3.70% $500.00
5 Year 4.00% 3.94% $500.00

To obtain this special rate you must contact a bank representative.


Certificate of Deposit Rates

CD Term
APY
Rate
Minimum Balance
7-31 days 1.50% 1.49%
$20,000
32 - 90 days 1.50% 1.49%
$10,000
91- 181  days 1.50% 1.49%
$2,500
182 - 364 days 1.75% 1.74%
$1,000
12 - 23 months 2.00% 1.99%
$1,000
24- 35 months 2.00% 1.99%
$500
36 - 47 months 2.00% 1.99%
$500
48 - 59 months 2.00% 1.99%
$500
60 months 2.00% 1.99%
$500

 

IRA Certificate of Deposit Rates Specials

IRA CD Term APY Rate Minimum Balance
12 Month 3.00% 2.97% $500.00
24 Month 3.25% 3.21% $500.00
36 Month 3.50% 3.45% $500.00
48 Month 3.75% 3.70% $500.00
60 Month 4.00% 3.94% $500.00

To obtain this special rate you must contact a bank representative.


IRA Certificate Of Deposit Rates

IRA CD Term
APY
Rate
Minimum Balance
12 month 2.00% 1.99%
$500
18 month 2.00% 1.99%
$500
24 month 2.00% 1.99%
$500
30 month 2.00% 1.99%
$500
36 month 2.00% 1.99%
$500
48 month  2.00% 1.99%
$500
60 month  2.00% 1.99%
$500

 *APY - Annual Percentage Yield.  Annual percentage yields subject to
      change without notice. Penalty for early withdrawal. 

Deposit Account Rates

Account
APY
Rate
Minimum Balance
V.I.P.  Savings  ** .90% .90% $25,000
Prosperity  Savings ** (Personal/Business) .10 % Tiered $0 -  $2,500
.45% $20,001 +
Statement Savings .10% .10% $100
Moola Moola Savings Account .10% .10% $100
Paymate Performance Checking** .10% .10% $0-$9,999
.50 % .50 % $25,000 - $49,999
.75% .75% $100,000+

* APY- Annual Percentage Yield 
  ** This is a variable interest rate account and rate may change after
      account opening.  Fees may reduce earnings on the account.